Markets don’t move in a straight line. Some days they rally. On other, they slide. And someimes, they move sides – Neither Rising Nor Falling Sharply.
The new fund offer period ends on August 11, 2025
A strategy that can adapt to and leverage different market conditions can be a suitable addition to a portfolio.
Enter the Bajaj Finserv Equity Savings Fund, A Hybrid Fund that Combines Equity, Debt, and Arbitage Strategies in a Way That AIMS to Respond to Each Phase to Each Phase of the Market.
The Scheme’s New Fund Offer Period Began on July 28, 2025, and Ends on August 11, 2025. Read on to find out more about How the Bajaj Finserv Equity Savings Fund Seeks to Navigate Fluctations in the Market and how you can invest.
Sideways Markets: Arbitrage Opportunities
A Sideways Market is when Stock Prices Move With a Narrow Range without a clear upward or downward trend. It usually reflects market uncertain, where investors are witing for stronger signals before making significant moves.
In this phase, returns from equities may not be high. This is where Arbitrage and Debt Benefit a portfolio. In a sideways market:
Arbitrage strategies can capture small and brief pricing gaps between two markets (eg: the cash and future markets). Multiple Small Spreads Can potentially Add Up to Reasonable Returns when Managed Strategically.
Debt instruments can offer relatively stable return
The Bajaj Finserv Equity Savings Fund May Increase Allocation to these components when the Market Lacks Clear Direction (Within Regulatory Limits and as Per Allocation MENTARN MENTARN MENTARNED Information Document).
Bull Market: Potential for UPSide
When Markets Rise, The Value of Stocks Can Increase on the back of earnings expansion, Economic Momentum, and Investor Optimism. In such conditions, the equity component of the portfolio can potentially Capture upside options.
The fund’s equity allocation, selected using a garp (growth at reasonable price) approach, can help the portfolio participate in this upward trend. While The Equity Exposure is Modest, It Can Allow Investors to Tap Into Growth Potential during Rallies While Aiming to Reduce Downs also Downsk Compared to Traditional Equity Funds. This Equity Component will Range Between 10% to 40% of the portfolio in normal circumstans.
Bear Market: a defensive approach.
Downturns can test an investor’s resolve, but they also highlight the importance of balance.
In Falling Markets, when rights may decline in value, the fund’s moderate net equity exposure can result in Lesser Drawdowns. Meanwhile, the debt portion can act as a Cushion Against Volativity, While The Arbitage Component has the Potential to Capitalise on Brife Price Differences.
Favorable Tax Treatment
Apart from Managing Market Fluctations, the portfolio is also planned to be tax efficient. By Combining Equity, Debt, and Arbitage, It Offers a Blend that may potentially Lead to Better post-tax outcomes, particularly for investors in higher tax brackets.
The fund seeks to do that by mainTaining Above 65% Allocation to Equites (Including Arbitrage), so that it can Qualify as an equity-oriented fund for tax purposes. The tax structure is as follows:
Short-Term Capital Gains (Levied on Units Held for Less Than A Year): 20%
Long-Term Capital Gains Tax (on units help for more than a year): Gains of up to Rs. 1.25 Lakh are tax-exempt; Thereon, the rate is 12.5%.
Alternative assets: an added layer of diversification
This Hybrid Fund AIMS to offer an additional layer of diversification through its strategic allocation to reits and invits. These are alternative institutes
Who is the fund suitable for
Bajaj Finserv Equity Savings Fund May Be Considered by:
Investors Looking for Lower Volativity options with Liquidity
Theose who want Reduced Risk But with Some Exposure to Upside
Those seeking an option to park funds to deploy later
People exploring alternatives to traditional saving plans or fixed deposits*.
*Returns on Fixed Deposits are Fixed, Live, Returns on Mutual Funds are Subject to Market Risks.
How to Invest in the Bajaj Finserv Equity Savings Fund
You can invest in the Bajaj Finserv Equity Savings Fund Eiter Directly with Bajaj Finserv amc under the direct plan or through a registered mutual fund distributor under the regular plan.
You can invest online or offline, through the following modes:
By visiting www.bajajamc.com or the nearest bajaj finserv amc official point of acceptance (OPAT).
Through Kfintech, A Registrar and Transfer Agent
Through a demat account
Through Aggregator platforms
Through mf utility.
Units will be available at an offer price of Rs. 10 per unit during the nfo period (Ending August 11, 2025). The fund will reopen for subscription with Business days of allotment date and units will then be available at the application Net Asset Value. Investments Start at Rs. 500 for lumpsum and systematic investment plan (minimum 6 installations).
Mutual Fund Investments are Subject to Market Risks, Read All Scheme Related Documents Carefully.
